We do not want to lose our home in forclosure. We are 1 month behind an will be another month behind in 1 more month. I have be dignosed with bi-polar and am not working at the time. We need to paint our home so that our payments will go down. We borrowed $3,000 from my grandfather who just found out that he has cancer, to fix our roof. We borrowed $5,000 from my grandmother for a new heater when it went out. She is really behind on bills and I would like to help her out also. She helps everyone and now she is retired and has to work to help out the other family memebers. She has about $30,000 in Credit card debt.